Rent now, buy later

Apply for a home you can rent now and buy later

Some of the homes we offer can be leased with an option to buy, and some sellers offer financing. Tell us where you want to live and what you can afford. We keep your application on file and contact you when a home fits.

The application takes about 5 minutes. It does not ask for a Social Security number, and it does not pull your credit.

Go to the application

How it works

  1. Step 1

    Apply once

    Give us your contact details, the area you want, your income, and what you have saved for upfront costs.

  2. Step 2

    We review it

    Every application is reviewed with the same written criteria: income against the monthly payment, upfront money, and a realistic path to a mortgage.

  3. Step 3

    We contact you when a home fits

    Before any agreement is signed there is a full screening through a screening service (credit, rental history, background, and income), and the owner approves the applicant.

What to know before you apply

  • An application is not an approval and does not hold a home for you.
  • A lease with an option to buy is a lease plus the right to buy the home at a set price by a set date. It is not a purchase, and it is not a loan.
  • The option fee is paid up front and pays for the option. It is not a down payment. It is not refunded if you do not buy, and it does not come off the price unless that home's agreement says it does.
  • To buy the home you still need a mortgage or cash before the option ends. We cannot promise that you will qualify.
  • Rent, the option fee, the price, and the term are different for every home and are written in that home's agreement. Read it, and consider having your own attorney read it, before you sign.
  • CloseCenter is a d/b/a of WC Atlas LLC. On these homes WC Atlas LLC acts for its own account as the holder of a lease and an option. It does not represent applicants as a real estate agent. An owner of WC Atlas LLC holds a Tennessee real estate license.
  • We do business in accordance with the Fair Housing Act. We do not discriminate on the basis of race, color, religion, sex, disability, familial status, or national origin.

Application

About you

The home

Cities or counties. List more than one if you are open.

2 letters, like TN.

Dollars a month for the home.

Income and savings

Before taxes, from all sources.

Option fee or down payment, plus move-in costs.

Getting to a mortgage

Your own estimate. We do not pull your credit from this form.

What is keeping you from a mortgage today? Check all that apply.